Tenant Liability Insurance in Belgium
Mandatory for everyone with a rental property!
Have you caused damage to your rental property? In Belgium, you are responsible for the repair costs. With tenant liability insurance, you are covered for damage to the property and protected against liability for damage to others caused by the property. Tenant liability insurance is part of the Tenant Package, the most complete and affordable solution for tenants.
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Tenant Liability Insurance
Tenant liability insurance covers the damage you, as a tenant, may cause to the rented house or apartment. This insurance offers protection against costs that could arise from damage to the rented property, such as damage to the floor, walls, windows, doors, plumbing, etc.
Tenant liability insurance is part of the Tenant Package, the most complete solution for tenants!
Coverages included in tenant liability insurance
Liability to third parties – In a rental apartment or house, damage caused by you may also affect your neighbors. For example, a leak in your apartment could seep into the apartment below you, or a fire where the flames spread. As a tenant, you are always required to cover your liability for damage to others.
Damage to the rented property – This includes accidental damage to the structure, walls, floors, windows, plumbing, and so on.
Liability for fire – As a tenant, you may be held liable for a fire that results from your negligence, such as improper use of appliances, open flames, or candles.
Water damage – This covers damage caused by water leaks, flooding, or other water-related incidents resulting from your actions.
Glass breakage – This coverage reimburses the cost of replacing broken windows or glass doors in the rented property.
About us
Polisa is a market leader in independent insurance advice for international employees in Belgium, the Netherlands, and Germany.
Thanks to our unique insurance solutions and service in your native language, Polisa is the insurer that supports you and your family in any situation.
With a team of over 90 professional employees, we assist our international clients in 10 languages, 7 days a week.
Frequently asked questions
Yes, tenant liability insurance is a mandatory insurance for anyone renting a property in Belgium. Tenant liability insurance is a standard part of the comprehensive tenant package. The most complete solution for tenants!
You can get tenant liability insurance starting from €12 per month.
Tenant liability insurance covers the damage you may cause to or by the rented property or apartment. This insurance provides protection against costs that may arise from damage to the rented property, such as damage to the floors, walls, windows, doors, plumbing, and so on.
Coverages of a tenant liability insurance include:
Third party liability: Coverage for damages caused to third parties related to the rented property.
Damage to the rented property: Protection against damage to the structure of the apartment, such as walls, floors, windows, or doors.
Fire liability: Coverage for damages caused by a fire resulting from the tenant’s negligence.
Water damage: Protection against damages caused by flooding, leaks, or failures in plumbing installations.
Glass breakage: Coverage for the cost of repairing or replacing broken windows or glass doors.
Why Polisa
With us you can easily buy insurance directly online or over the phone with our advisors. Our specialists are available to you 7 days a week. No unnecessary formalities, clear and simple contracts and the lowest and unchanging premiums.
- Everything online
- Insurance taken care of in 2 minutes
- Our employees speak your language
