Family Liability Insurance in Belgium
From € 6 per Month
If you or a family member accidentally damage someone else’s property or if someone is injured due to your fault, you may be held liable.
That’s why liability insurance is an essential policy when living in Belgium! Polisa’s liability insurance offers coverage up to €2,500,000 per incident.
- Support in different languages
- Coverage up to €2,500,000 per incident
- Up to 10% package discount
This is what our customers say
Covered Against the Consequences of Third-Party Damage Claims
Family liability insurance is essential for every resident of Belgium. Anyone can accidentally cause damage to someone else or their property. In Belgium, you can be held liable for such damage, and damage claims can quickly add up to large amounts.
This insurance is part of the Polisa Tenant Package, the most comprehensive solution for every tenant in Belgium!
What’s Covered?
With Polisa’s personal liability insurance, you, your family members, pets, and anyone living with you are protected against the consequences of damage claims.
– The insurance covers damage if you accidentally injure someone (personal injury) or damage someone else’s property, and you are legally liable for it.
– Damage while babysitting or house-sitting.
– Damage while doing a favor for a friend.
– Damage caused by your pet.
– Damage to borrowed items.
With Polisa’s family liability insurance, you are optimally protected against unexpected claims, so you can always have peace of mind.
About us
Polisa is a market leader in independent insurance advice for international employees in Belgium, the Netherlands, and Germany.
Thanks to our unique insurance solutions and service in your native language, Polisa is the insurer that supports you and your family in any situation.
With a team of over 90 professional employees, we assist our international clients in 10 languages, 7 days a week.
Frequently asked questions:
If you, someone in your household, or your pet cause damage to a third party, a person who is not part of your household, you must compensate for the damage. Both bodily injury and material damage are covered by the family insurance.
The family insurance covers the financial consequences of your civil liability for damage caused by you or a family member to others. This includes your children living away from home, the babysitter, the cleaning help, and even your pets.
- Damage to individuals who are part of the household.
- Damage intentionally caused by household members aged 18 or older.
- Material damage in a home caused by fire, flames, or an explosion.
Damages caused while performing your professional activities are not covered. In such cases, you or your employer should take out appropriate liability insurance.
Yes, every family member is covered by the insurance. The family includes:
- Spouse or partner living under the same roof.
- Children and minors under your care, as well as children of third parties who are temporarily under your care.
- Pets, such as dogs, cats, parrots, and other companion animals.
- Individuals temporarily staying in your home.
