Car Insurance in Belgium
Bespaar tot € 35/maand
With Polisa’s car insurance, you get the best price and service in your native language. Calculate in just 1 minute how much you can save.
- Support in different languages
- We accept no-claim years from abroad
- Free switch-over service
This is what our customers say
Get Affordable Car Insurance with Polisa, the Market Leader in Car Insurance for International Workers in Belgium
With car insurance through Polisa, you can hit the road with peace of mind. In addition to the mandatory third-party liability coverage (BA – Burgerlijke Aansprakelijkheid), you can choose from extended options like BA+ and Full Comprehensive Insurance (Volledig Casco), which also covers damage to your own vehicle. We also offer roadside assistance, legal support throughout Europe, and the option to insure both material damage and passenger injury.
Mobility Guarantee
If you have an accident or your vehicle is stolen, Polisa is here for you with quick and personal service. With the optional Mini Omnium or Omnium insurance, you have mobility guarantees:
– A replacement vehicle during repair time at an insurer-recognized repair shop
– A replacement vehicle if your car is stolen (up to 30 days)
– A replacement vehicle in the event of a total loss (up to 12 days)
What Insurance Policies Do We Offer?
– Third-Party Liability (BA)
– Mini Omnium
– Omnium
Additional Insurance Options
– Passenger Insurance
– Traffic Legal Assistance
– European Roadside Assistance
Important: If you stay in Belgium for more than 6 months, it is mandatory to convert your license plates to Belgian plates. If you don’t do this and are involved in an accident, there’s a high chance your insurer from abroad will not cover the damages. Additionally, you risk fines from the Belgian police.
About us
Polisa is a market leader in independent insurance advice for international employees in Belgium, the Netherlands, and Germany.
Thanks to our unique insurance solutions and service in your native language, Polisa is the insurer that supports you and your family in any situation.
With a team of over 90 professional employees, we assist our international clients in 10 languages, 7 days a week.
Frequently asked questions:
That depends on your preferences and your vehicle.There are three types of coverage:
With BA coverage:
You are only insured for damage that you cause to another party. This is mandatory in Belgium!
With mini Omnium coverage:
You are also insured for most damages beyond your control, such as storm damage and theft.
With Omnium insurance:
You are additionally insured for damage to your own car and vandalism.
The Omnium offers the most comprehensive coverage. Naturally, you pay the highest premium for this.
You can also extend your insurance with roadside assistance to ensure support in Belgium or Europe.
At Polisa, you can easily calculate and purchase your insurance online in just 2 minutes.
Your car insurance certificate (formerly the green card) is valid in all countries listed on your card. Your insurance works the same way there as it does in Belgium – it will cover the costs of compensation to the injured party if you are responsible for an accident.
Is your holiday destination not listed on your green card? Contact your insurer.
From 1 October 2024, you can cancel your car insurance at any time after 1 year of the policy, with a 2-month notice period. Additionally, you can cancel your insurance if rates change or after a loss occurs.
Yes, if you are registered in Belgium, you are required to register your foreign car with Belgian license plates. Read here how you can switch your license plates.
Yes, only at Polisa.be doing we consider no-claim years from abroad You receive an additional discount on the insurance premium for this.
The cost of car insurance per month depends on various factors, such as the car you want to insure, where you live, your age, the coverage you want for your car, and whether you add extra coverage to your car insurance. Therefore, it’s a good idea to calculate your premium first. This way, you’ll know exactly what car insurance costs in your situation without any obligations.
Curious about the cost of Polisa Car Insurance per month? Calculate it now!
You can request your no-claim years by applying for a damage certificate (schadeattest) from your car insurer. A damage certificate provides an overview of all accidents you’ve had in the past five years.
Why Polisa
With us you can easily buy insurance directly online or over the phone with our advisors. Our specialists are available to you 7 days a week. No unnecessary formalities, clear and simple contracts and the lowest and unchanging premiums.
- Everything online
- Insurance taken care of in 2 minutes
- Our employees speak your language
